Monday, October 02, 2006

The House!

I am a homeowner. Mostly. Still waiting to hear all my financing offers. The important part is, my offer was accepted! Some quick stats before I show you the pics: 2 BR, 2 BA, brand-new construction, brushed nickel fixtures, ceiling fans, crown moulding, sprinkler system in front yard, fenced in back yard, covered front and rear porches, outside storage, walk-in closets, 1250 sq ft. Did I mention it is 5 minutes from work? And 15 minutes from everything else? And $13,000 less than the other house I was going to buy? Yeah, it's pretty much perfect. Exactly what I was looking for. I put in an offer about 30 minutes after I saw it. I couldn't think of a reason not to!










Can I just say how excited I am that I have a white kitchen and a flat-top stove? I will be cooking up a storm in there!!! I am also really stoked about having bathroom drawers--anyone who knows me in real life knows I am a beauty product junkie.

I will need to landscape the backyard at some point, and buy a refrigerator. But otherwise, I am good to go. The first thing I will change will be the bor-ing gray carpet. I will start saving for hardwoods.

But that will have to wait a while, because I just cleaned out my entire savings account to write the earnest check. Cross your fingers that I won't be house poor!! K is moving with me, so that will help with the monthly payments. But I know there will always be unforeseen costs....oh boy. I keep reminding myself of the following cool things about becoming a home owner:

1. Hello, tax refunds!!!
2. I am making an investment. This is not money down the drain.
3. One word: Equity
4. If I want a fluorescent pink house, I can have one. (I don't want a hot pink house, but you know what I mean. This one appeals to the control-freak within me.)

So far, this has been hectic, fun, stressful and exciting. With a lot of learning along the way. I never knew people could do such complicated things with money. It's nuts.

So here I go...I close on November 3rd. I have until this Friday to figure out which lender I will use. So I am kind of busy calling, faxing and emailing a bunch of lender people. They want everything short of my first born child and/or a DNA sample from me. So there are a lot of forms and questions. This will, sadly, cut into my blogging time this week. After that, though, I will have more time.

Once I move in and get internet, I will have even more blogging time! Yay!

So am I officially a grown-up now?

27 comments:

River Rat said...

Congrats! More power to you girl! When I bought mine I felt so grown up!

cmk said...

Congrats! Just don't faint when they ask you to sign on the dotted line and tell you--with a smile--that you are now signing your life away. (Like we were told!) :D That knot in the pit of your stomach goes away VERY quickly as you realize you did the best thing you ever have done.

Miss Fire said...

Yay for you!! It's too cute. White kitchens rock - that is a MUST for me. I'm a kitchen racist! ;-)

Follow the Frog said...

congrats! how exciting. Would love to visit you with a beautiful little house-warming orchid gift but a) I don't live near you and b) I don't really know you. Aside from this quirkly online blogging world that is.

Congrats again!
FTF

jennster said...

SO FUCKING FUN! that is so awesome! iw ish i was there, because i love to decorate!!!!!! CONGRATS!

Red said...

Way to go!!

I've never seen someone so excited about a white kitchen... As the owner of a white kitchen, I can tell you that the excitement will likely fade... And I like the carpet, even if it is gray.. I had hardwoods in my den and they scratched really easily. At the time we had two cats and you could see every mark they left. You can bet Sammy will be able to do some damage.. We had to replace some flooring underneath, so when it was done we replaced it with wood laminate. It still looks like wood, but it doesn't scratch. Gretchen could slide around on it all day and not scratch it. It's great.. But hey, good work! I'm excited for you!

Joie DeVivre said...

Congrats, home-owning rocks !!! Its gorgeous ...loving the covered porch.

tall glass of vino said...

Congratulations! It's a scary feeling (at first) but I'm sure you're going to be just fine. And let me tell you, shoe-shopping PALES in comparison to the thrill of appliance shopping! My (almost) saddest moment during my divorce was realizing I'd have to go back to a 'fridge that some other apartment dweller had let something rot in. :::sigh:::

Google-up some environmentally friendly floor options - I just went to a green building products convention, and there's a lot out there that rivals standard hardwood flooring!

The Confessor said...

Congratulations sweetie! Wow, its real ly a done deal. I'm kind of in the same boat so i know what u are dealing with. i hate all those forms man!

shell said...

Woo Hoo! Congrats to you! Your house looks beautiful. Best of luck! :)

anny said...

CONGRATULATIONS BELLE!!!
it really looks awesome. i love all the light in the rooms.

sassafras said...

Yay!!!!! Sounds great, looks great =)

teahouse said...

I am so happy for you!! I embarked on the path of home ownership a year ago, and I can tell you that it's everything I imagined and more. You will be so happy to be out on your own..no more shared living spaces...

myboyfriendiscrazy said...

Everyone's buying new places these days! I LOVE new houses... soo jealous of you. Congrats!!

Stuck said...

So, uh, when is the party? I'm probably going to postpone mine for another month just because I need to clean up the house and make it more... ummm.. lots-of-people-friendly.

Of course, most house parties end up congregating in the kitchen area, so maybe I don't need more chairs...

Random Musings Of My Life said...

WEEHOO
I am so excited for you!! Wholly shit, I can not wait till I am an adult!!
Frig I am jelous!
And such a cute place!!!

Anne said...

Im so happy for you VB! So so so so happy! It is beautiful..it looks so shiny and pretty. I know that you are going to do fabulous things with it. Fabulous fabulous decorative things and in a year it will have a VB stamp all over it!

(little bitty piece of advice...stay away from the CW lender.. *shh*)

Marty said...

Owning a home is a great feeling. Hope its everything you expect

Megan said...

congrats! that is so awesome. it looks really nice. just take a deep breath and things will close just fine. but i am really glad that those days are behind me!

Matilda Jane said...

Love it, it's so cute!
Keep me informed on the warming par-tay!

anny said...

yes stacy and clinton are EXACTLY like they are on tv - and they have naturally good chemistry together. it's not scripted.

Jamie said...

Hi Virginia. I stumbled upon your blog by doing a Google search for Willy's Foxfire Grill. Anyway, I've really enjoyed reading your entries. Good luck with the house. My husband and I bought our first house seven months ago and used Wachovia for financing. They have a great first-time buyer's program.

acaligurl said...

congrats! girl power!!! home owner woot woot!! your very own place to call home and do as you like!!
:)

Becky said...

congrats! we got our house built and its the awesomest feeling to be living where everything is brand new huh? and we have a flat top stove too...girl, you will love that thing. you will wanna make out with your stove. cuz i've almost done that a time or two lol YAY foryou!

The Dummy said...

Wow, you did it!!! I'm so happy for you. Now, all we need is an address to send the housewarming present to! :)

Gypsy said...

How exciting!! Congrats. :) Definitely grown up.

Virginia Belle said...

Thanks, guys! i'm excited to make out w/my stove. and Red, i appreciate the heads up on the hardwood floors. :)

i will definitely share some decorating photos when i get to that point. i wish i could have all of you over, but unfortunately, that could never happen. will you settle for housewarming party pics??

and willy's foxfire grill is da bomb.