I am a homeowner. Mostly. Still waiting to hear all my financing offers. The important part is, my offer was accepted! Some quick stats before I show you the pics: 2 BR, 2 BA, brand-new construction, brushed nickel fixtures, ceiling fans, crown moulding, sprinkler system in front yard, fenced in back yard, covered front and rear porches, outside storage, walk-in closets, 1250 sq ft. Did I mention it is 5 minutes from work? And 15 minutes from everything else? And $13,000 less than the other house I was going to buy? Yeah, it's pretty much perfect. Exactly what I was looking for. I put in an offer about 30 minutes after I saw it. I couldn't think of a reason not to!
Can I just say how excited I am that I have a white kitchen and a flat-top stove? I will be cooking up a storm in there!!! I am also really stoked about having bathroom drawers--anyone who knows me in real life knows I am a beauty product junkie.
I will need to landscape the backyard at some point, and buy a refrigerator. But otherwise, I am good to go. The first thing I will change will be the bor-ing gray carpet. I will start saving for hardwoods.
But that will have to wait a while, because I just cleaned out my entire savings account to write the earnest check. Cross your fingers that I won't be house poor!! K is moving with me, so that will help with the monthly payments. But I know there will always be unforeseen costs....oh boy. I keep reminding myself of the following cool things about becoming a home owner:
1. Hello, tax refunds!!!
2. I am making an investment. This is not money down the drain.
3. One word: Equity
4. If I want a fluorescent pink house, I can have one. (I don't want a hot pink house, but you know what I mean. This one appeals to the control-freak within me.)
So far, this has been hectic, fun, stressful and exciting. With a lot of learning along the way. I never knew people could do such complicated things with money. It's nuts.
So here I go...I close on November 3rd. I have until this Friday to figure out which lender I will use. So I am kind of busy calling, faxing and emailing a bunch of lender people. They want everything short of my first born child and/or a DNA sample from me. So there are a lot of forms and questions. This will, sadly, cut into my blogging time this week. After that, though, I will have more time.
Once I move in and get internet, I will have even more blogging time! Yay!
So am I officially a grown-up now?